Claim rejected?
Get your money back.
Upload your documents. We give you a free, honest verdict — and if it's worth fighting, a ready-to-send complaint kit.
No card needed. Takes 2 minutes.
You are not the only one
~35 lakh
health claims rejected every year in India
IRDAI Annual Report, FY24
₹15,100 cr
in health claims disallowed by insurers in FY24
IRDAI Annual Report, FY24
~55%
of Ombudsman health complaints end in the policyholder's favour
Insurance Ombudsman, FY24 data
₹0
lawyer fees needed to file an Ombudsman complaint
IRDAI Ombudsman Rules
How it works
Three steps. About 10 minutes.
- 01
Upload your documents
Rejection letter, policy and discharge summary.
- 02
Get a free, honest verdict
Every reason backed by a source — a rule or your own document.
- 03
Get your complaint kit
Ready-to-send letters for all 3 stages, with deadlines and reminders.
Why trust us
We'll tell you not to pay — if that's the truth
Most tools are built to sell you something. ClaimWapas reads your documents first and tells you honestly if your rejection looks valid. If it does, you pay nothing and walk away with a clear answer.
Every argument shows the exact clause, rule or document line it comes from.
No invented laws, no made-up deadlines — only verified rules.
No pay button if our honest read is that you don't have a case.
Pricing
A fraction of what agencies charge
| Option | Cost | Note |
|---|---|---|
| Lawyer | ₹3,000–50,000+ | Expensive, slow |
| Claim agencies | ₹500–1,770 + 15–20% of recovery + GST | Costly on large claims |
| Doing it yourself | Free | No idea of rules, deadlines or wording |
| ClaimWapas | Free verdict, ₹999 flat kit | No percentage of your recovery, ever |
Your data
Health data deserves real protection
Encrypted at rest
Your documents and extracted details are encrypted, not stored in plain text.
You can delete everything
One button removes your documents and data from our systems.
Never sold, never shared
No advertising partners, no data brokers — your case is yours alone.
Questions
Before you start
Don't let a rejection be the final word
Your free, honest verdict is 2 minutes away.
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